Prepare Your Home For Fall

Four Fall Home Projects:

1. Clean and Reverse Fans. Your ceiling fans have been hard at work all summer so they may have gathered more dust than you realize. Turn your fans off, and clean the sides, tops and bottoms of the blades. Reverse your fans so the blades send air upward to disrupt the warm air that collects near the ceiling and disperse it downward. This is particularly effective in rooms with high or vaulted ceilings and rooms with stoves or fireplaces.
2. Clean Window Treatments. Use a cordless hand-held vacuum to remove dust from hanging window treatments. If you have hanging curtains, take them down for a gentle launder. While they're down, clean your windows and sills thoroughly.
3. Vacuum and Clean Furniture. Vacuum your upholstered furniture, and spot-clean the big stains as needed. Always test an inconspicuous area of your couch before applying any cleaning agent to a main area.
4. Seal the Air Leaks. Check your windows and doors for damaged weather stripping and cracked caulking, and make repairs as needed.

Remember you can reach me on social media at the links below. Don't forget to use the hashtag #RealtyMeDallas

Until Next Time...✌😉

http://www.realtymesold.com/

    

Works Cited: Home Warranty of America, Inc. eblast

Are Students Loans Preventing You from Deciding to Buy a Home?

Many people have mentioned they would buy a home but their student debts are an obstacle to their homeownership dreams.

If you can relate to these people, there are few things I want you to keep in mind:

• Do you have a repayment plan? 
• Lenders will want to see that you are paying on the loans and, if possible, an income-based repayment plan.
• What's your debt-to-income ratio?
•  It’s not just student debt that will affect your ability to borrow for a home. Your overall monthly debt-to-income ratio must be below 43% to qualify for most mortgages.
• How much can you save for a downpayment? 
• Committing to a larger downpayment will make you more attractive to lenders, but if you can’t afford that, it’s worth investigating whether your individual situation would be a good fit for an FHA loan.

I hope these tips help you in your decision to pursue homeownership. Remember you can reach me on social media at the links below. Don't forget to use the hashtag #RealtyMeDallas

✌😉